Maximizing Your HSA or FSA at Nuvision Health Center

by Dr. Nick Zyrowski January 22, 2024

You may not be aware that you can purchase Nuvision services and tests with your Flexible Spending Account or Health Savings Account. FSAs and HSAs were put in place to help you cover certain out-of-pocket healthcare expenses.

If you’ve taken advantage of your insurance company’s FSA/HSA, you’ll want to know about these services. You can always check with your insurance carrier for further details on how this works, but we want to show you how easy it can be to use these accounts here at NuVision Health Center and why you might want to take advantage of them now.

Benefits of FSA vs. HSA Coverage

Both of these accounts are programs that get set up by insurance carriers to help you put aside money from your salary each pay period. The amount you save is pre-tax money, so many people like to use these to offset medical expenses throughout the year. The money is not considered taxable income, so it could mean you save a lot when adding up what you spend on medical care.

With HSA money, whatever you didn’t use will carry over. You can spend those funds the following year on any routine or unexpected medical visits. It also collects interest.

The FSA funds typically expire at the end of the year, so if you don’t use them, you may lose those dollars. Some companies may allow a small amount to carry over, but you’ll need to keep an eye on the funds. It is better used by people who have frequent medical visits.

What is Covered?

At NuVision, we know how crucial it is to have good healthcare. We want you to know the various services you have access to with those FSA and HSA funds.

Since we also realize that the only way to help you become truly healthy is to get to the root cause of your concerns, we recommend specific testing and labs. These can be essential to treating you with the proper protocols so that you feel better and get well. Here is a list of the qualified labs and testing services your FSA and HSA funds can cover:

Labs:

  • Meta-Oxy test kit: A simple at-home test kit that measures oxidative stress and cellular inflammation
  • Dr. Zyrowski’s Blood Panel and Functional Analysis: A state-of-the-art testing that identifies biomarkers and genetic factors that may predetermine potential health issues, plus a consultation with Dr. Zyrowski.
  • Urine Toxic Metals Test: Non-invasive urine collection to analyze levels of various toxic metals in the body
  • Vitamin D Test: At-home blood test to easily measure vitamin D levels
  • Comprehensive Hormone Plus Panel: Complete hormone lab panel to check hormone levels for any imbalances present
  • Vitamin B12 Test Kit: Status test that measures the functional levels of B12 for optimal support for your brain, heart, cell, and nerves
  • Food Sensitivities Test: Quickly tests sensitivities to 96 different food antigens to help improve your overall health
  • Comprehensive Pathogen Detection Test: Complete testing kit to check for harmful pathogens, yeast and bacteria in your gut causing illnesses, fatigue, and potential diseases
  • Comprehensive GI Analysis: Uses proprietary technology to test for hundreds of microorganisms that could cause various GI issues
  • Comprehensive Thyroid Health Panel: Complete blood test to check all thyroid biomarkers for proper hormone levels
  • MTHFR Genotyping: Checks for elevated homocysteine levels, which can lead to dangerous vascular issues
  • Neurotransmitter Optimization: Non-invasive test to check for neurotransmitter imbalances that can affect hormone and brain function
  • Cardiometabolic Test: Tests for specific particles responsible for plaque formation that may cause heart disease, stroke, and arteriosclerosis
  • Comprehensive DNA Analysis: Gives an inside view of your current health needs based on your specific genes
  • Micronutrient Test: Used to assess your body’s health, including the biological age of your cells, to indicate the likelihood of chronic disease risk
  • Telomere Test:Testing that can reveal the window within your cellular age, showing the therapeutic needs for decreasing the aging process

Consultations:

  • Dr. Zyrowski’s Blood Panel and Functional Analysis: A state-of-the-art testing that identifies biomarkers and genetic factors that may predetermine potential health issues, plus a consultation with Dr. Zyrowski.
  • 30-minute Q&A: Full 30-minute consultation to answer all your nutrition and health questions to transform your body and wellness routines
  • Nutricore: A customized program that addresses health and nutrition needs naturally

Using your FSA/HSA Funds

If you want to use your funds on any of these products or services, the process is simple. You’ll only need to call the clinic, and one of our customer service representatives will be more than happy to help you place an order over the phone.

If you have any questions about these services or products, don’t hesitate to reach out to us. You can call 586-703-0228 Monday through Friday. We can assist you with in-depth information about the services and help you get what you need. You may also read more about our services and lab testing to learn how we measure and identify the root cause of your health concerns.

Get Started Today

There is no better time to take control of your health. We know you want to be a wellness warrior, and we can help you get there! If you’ve made some resolutions for the new year or want to get the most bang for your buck with your FSA/HSA funds, you’ll want to review our comprehensive testing and consultation services. Contact us today for more information on using your FSA/HSA benefits for natural health.

https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/

https://www.healthcare.gov/glossary/health-savings-account-hsa/

Dr. Nick Zyrowski
Dr. Nick Zyrowski



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